• Regular Checking
• Business Checking
• NOW Account
• Savings Account
• Money Market Account
• Certificates of Deposit
• Individual Retirement Accounts
• Credit Cards
• ATM / Debit Card

Regular Checking

There is NO CHARGE for a regular checking account regardless of your balance or the number of checks written.  We can also set up your checking account for overdraft protection with an automatic transfer from any of your other checking or savings accounts at our bank.  See the bank’s Statement of Services for account details and applicable charge.

Business Checking

Identical to our regular checking, we offer you many styles and designs of checks to suit your business needs. Make bookkeeping a snap with our easy-to-read statements available to you as often as you request! We will return your cancelled checks to you up to twice a month. 

NOW Account

A checking account that earns interest! Interest accrues based on your daily balance and is paid to your account monthly. See the bank’s Statement of Services for account details and applicable charge.

Savings Account

There is no minimum balance required for our passbook savings accounts. Interest accrues based on your daily balance and is paid to the account semi-annually. Statements are sent twice a year. Unlimited transactions can be made in person with preauthorized, automatic or telephone transfers limited to 6 per month. Ask for our automatic overdraft protection to checking from your savings account.  See the bank’s Statement of Services for account details and applicable charge.

Certificates of Deposit

For as little as $250 for a 12 month or longer CD and $1,000 for under 12 months CD, your money can earn a higher rate of return with one of our certificates of deposit. Rates vary according to maturities. Substantial penalty for early withdrawal.

Individual Retirement Accounts

Secure your future with a traditional IRA, self employed pension (SEP), ROTH IRA or Coverdell savings account for your student. These funds earn a special retirement account rate.

Credit Cards

Pick up an application for a State Bank Visa/Credit Card today. There’s no annual fee, a 25 day grace period, and you can view your account activity on line.

If you already have a Visa/Credit Card, Click here to log in

ATM / Debit Card

Use the State Bank check card like a credit card, but your purchases and withdrawals are paid directly from your checking account. There’s no bill to pay later. Accepted worldwide wherever you see the Visa logo. There is no charge to receive or use this card; however, you may be charged a small fee for cash withdrawals at an ATM.